What Type Of Insurance Do I Need To Clean A House

House Cleaning and Maid Service Insurance

Relieve upwards to thirty% on business insurance

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Firm cleaning insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you become the cleaning visitor insurance you need to protect your concern from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

General liability
Contractors' E&O
Commercial auto
Workers' bounty
Tools and equipment
Commercial property

Get a Quote

Salvage up to 30% on domestic cleaning insurance

You lot can pay for your insurance monthly or annually and you can cancel instantly at any time.

We'll help you lot get the business insurance coverage you need

It's all near managing your hazard. See the unlike housekeeping concern insurance policies available and save up to x% when you bundle.

Full general Liability

Bought by 95% of business owners similar you

General liability insurance covers a wide range of house cleaning accidents and bones risks. Yous'll take financial protection if someone other than an employee gets hurt or yous are held responsible for damaging property that doesn't belong to yous. Information technology'south often required by commercial and residential clients.

Full general Liability can assist yous pay for:

Medical payments

Property damage

Legal fees and judgments

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Contractors' E&o

Bought by 80% of business owners similar you lot

Errors and omissions insurance (besides known equally professional person liability) helps yous defend yourself if yous're accused of making a fault that causes someone to lose money. For case, if y'all are accused of using a cleaning solution that damages a client's tile floor, it could help cover related expenses to defend yourself or redo the job.

Contractors' E&o can aid you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Larn more than

Commercial Automobile

For business owners who ain or drive vehicles

About states require commercial auto insurance for business-owned vehicles to help pay for medical expenses and property impairment. Personal automobile insurance normally won't provide coverage if you accidentally rear end a car with your work vehicle on the way to a client'south dwelling house.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

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Workers' Bounty

For concern owners who hire employees

Workers' bounty insurance tin help pay for medical intendance and lost wages after a workplace injury. Information technology's well-nigh always required if y'all have employees. Cull business organization possessor's coverage with your policy to protect yourself.

Workers' Compensation tin help yous pay for:

Medical expenses

Lost wages

Employer liability

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Tools & Equipment

Protection for your gear and equipment

Tools and equipment coverage makes sure your gear is protected wherever y'all keep it — in your vehicle, in a trailer or at a job site. If you lot don't own or charter belongings and regularly take expensive gear to a chore site, tools & equipment insurance offers protection against damage or theft. This coverage is available as an improver to our full general liability insurance.

Tools & Equipment can assistance y'all pay for:

Equipment owned by you

Employee tools and wear

Borrowed equipment

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Commercial Belongings

For business owners who own or rent physical spaces

Commercial holding insurance can help protect your business equipment, inventory and even misplaced keys and locks. If you lot ain real estate where you shop equipment, commercial property insurance provides coverage for your equipment while information technology'south on the premises, equally well as for the edifice itself.

Commercial Property can help yous pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Learn more than

How much does firm cleaning insurance cost?

Maid service and business firm cleaning insurance costs vary based on the risks that your concern faces, such as:

The types of houses or offices you clean
Where your jobs are located
Your payroll and the kinds of jobs your employees practise
The number and types of vehicles you employ at work

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Firm cleaning insurance requirements

Maid services are almost e'er required to have insurance due to the take chances of injury and belongings harm . Yous might need insurance to:

Start work on a project. Clients and local governments might ask yous to accept agile insurance — usually general liability or workers' bounty .
Hire employees. Most states require workers' compensation.
Bulldoze for business purposes. Concern-owned vehicles typically demand commercial auto insurance.
Repair or replace belongings you own or rent. Protect your inventory, equipment and fifty-fifty the building that you lease or own.

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Ofttimes asked questions about business insurance

Here are some of the well-nigh mutual questions nosotros get virtually insurance for home cleaning businesses . If you don't find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to assist via online conversation or phone.

How does business insurance protect house cleaning services?

Our affordable maid insurance packages are designed to protect your business from a diverseness of risks and assistance you salvage money to grow your business organisation. You'll be protected from fiscal losses related to:

Impairment to someone's property

You spill a container of bleach and it stains a client'south carpeting . The full general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A client slips on a freshly mopped floor and needs to go medical handling . Your general liability coverage would also come up into play here past helping to pay for medical costs and legal fees.

Professional person mistakes

A crystal vase is scratched when an employee cleans it incorrectly. E&O coverage helps you defend yourself if you're accused of making a mistake that causes someone to lose money.

Workplace injuries

Y'all trip over a mop bucket and injure your shoulder . Workers' bounty coverage with business possessor's coverage can help cover medical bills and lost wages. Workers' comp is usually required past police force if you have employees.

Injuries and damage involving your concern vehicles

While driving on icy roads, your piece of work van slides into a ditch and rips off a panel . Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Theft or harm to your tools

Your cleaning equipment is stolen from your shed while y'all're away . The tools and equipment insurance that is optional with your full general liability coverage can aid pay for replacement and repair costs.

Damage to your ain property

A frozen piping bursts and causes water damage to your office. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered effect, such as a burst water pipe, fire, tornado or vandalism.

What do I need to get an insurance quote online?

We go along it simple and straightforward so yous tin find the coverage that'south right for you inside a few minutes. When you start a quote for insurance, we'll ask you a few basic questions nigh your business, including: t he kind of services yous provide, the location of your office or where you program to work, how many people you lot use and how much yous pay them and t he number and blazon of vehicles you utilize for work.

How can I get a certificate of insurance?

You'll have instant access to your document of insurance 24/7 from your calculator or mobile device when you buy coverage with Next. In that location'south no waiting for anyone, no need to print anything and definitely no fax machines. If you're a new or current Side by side Insurance customer, all you demand to do is log in to your account and your Live Certificate delivers you the proof of insurance yous need instantly, for free. Yous can easily share your COI with anyone via email, text message or a social media postal service. We provide unlimited certificates and y'all can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details almost your document of insurance .

How does the claims process work with NEXT Insurance?

If you're a policyholder, you tin file a claim any time by logging in to your account at www.nextinsurance.com and clicking the "File a merits" under the "Most us" tab. You tin can expect a telephone call from u.s.a. before long subsequently you submit a claim to go over the details.
If you do not take a policy with us and are filing against one of our policyholders, y'all can caput over to our website at world wide web.nextinsurance.com, select "Assist Center" nether our "Support" tab, and under "Quick Actions for Customers" click where it says "Not a policyholder and desire to file a claim?"
If you lot cannot access your online account or would adopt to speak with an agent, telephone call u.s. at 855-222-5919 between 6 a.m. and v p.m. PT, Monday to Friday.

Certificate of Insurance

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